Resources

-Fair Credit Reporting Act Information and Updates:

• Fair Credit Reporting Act Links

• A Summary of Your Rights Under the Fair Credit Reporting Act

• The Fair Credit Reporting Act

• Federal Trade Commission (Consumers Rights)

-ICRAA (Investigative Consumer Reporting Agencies Act):

• California Civil Code Sections 1786-1786.60

• A Summary of Your Rights Under California Civil Code 1786.22

-Facts and Downloads:

• Notice To Furnishers of Information: Obligations of Furnishers
Under The FCRA

• Notice To Users of consumer Reporting: Obligations of Users
Under The FCRA

• Using Consumer Reports: What Employers Need to Know

• Disposing of consumer Report Information? New Rule Tells How

• Credit Reports: What Information Providers Need to Know

• Facts for Consumers: Your Access to Free Credit Reports (English)

• Facts for Consumers: Your Access to Free Credit Reports (Spanish)

• Sample Pre-Adverse Action Letter

• Sample Adverse Action Letter